Owning a home can get expensive, but it’s nice to know that you may be able to write some of those expenses off on your taxes. Although the tax laws are a little different this year, you may still be eligible to deduct some of the expenses that you pay for your home.Looking for Current Mortgage Interest Rates? Click Here.The largest issue this year is whether or not you’ll be able to … [Read more...]
VA Refinance: Does it Help you Pay Your Loan in Full Faster?
If you are like most homeowners, you want to own your home as fast as possible. No one likes having a mortgage hanging over their head, but with hundreds of thousands of dollars to pay off, how do you make it happen fast?Looking for Current Mortgage Interest Rates? Click Here.While you can make extra payments toward your loan’s principal each month to pay your loan off faster, there is one … [Read more...]
How to Compare Your Refinance Options
If you are in the market to refinance, you should get quotes from at least three lenders. If you have never compared loan offers before, it can seem overwhelming. It’s an important part of the process, though, so that you can make sure that you get the most for your money when refinancing.Compare Offers from Several Mortgage Lenders.Keep reading to learn the steps you should take to … [Read more...]
Foreclosure vs Short Sale: What Hurts Your Credit More?
If you can’t afford your mortgage payment any longer you may consider walking away from the home, giving it up in foreclosure. Another option you have is to talk to your lender about a short sale. Both options result in you losing your home, but one option may affect your credit score a little less, depending on the circumstances.Compare Offers from Several Mortgage Lenders.It’s important … [Read more...]
How Often Should You Check Your Credit Report?
Checking your credit report can help you in many ways. Not only will you always know where you stand as far as your credit is concerned, you’ll always know if there is something incorrect on your credit report.Compare Offers from Several Mortgage Lenders.All too often mistakes go unnoticed on credit reports. Consumers that don’t check their credit reports regularly have no idea that a late … [Read more...]
